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A Review of Catastrophic Risks for Life Insurers

Identifieur interne : 000899 ( Pmc/Curation ); précédent : 000898; suivant : 000900

A Review of Catastrophic Risks for Life Insurers

Auteurs : Alex Huynh ; Aaron Bruhn ; Bridget Browne

Source :

RBID : PMC:7169237

Abstract

Abstract

Catastrophic mortality events are characterized by a sudden and concentrated increase in mortality and as such present a major risk to life insurers. Such events include pandemics, war, natural disasters, terrorist attacks, and industrial, transport, and other accidents. Of these, pandemics arising from influenza are considered the most significant threat to the life insurance industry due to their capacity to cause a major increase in claims. We review the features and mortality implications of an influenza pandemic for life insurers, and describe a range of other risks that are likely to emerge as well.


Url:
DOI: 10.1111/rmir.12011
PubMed: NONE
PubMed Central: 7169237

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PMC:7169237

Le document en format XML

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<p>Catastrophic mortality events are characterized by a sudden and concentrated increase in mortality and as such present a major risk to life insurers. Such events include pandemics, war, natural disasters, terrorist attacks, and industrial, transport, and other accidents. Of these, pandemics arising from influenza are considered the most significant threat to the life insurance industry due to their capacity to cause a major increase in claims. We review the features and mortality implications of an influenza pandemic for life insurers, and describe a range of other risks that are likely to emerge as well.</p>
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