A Review of Catastrophic Risks for Life Insurers
Identifieur interne : 000899 ( Pmc/Curation ); précédent : 000898; suivant : 000900A Review of Catastrophic Risks for Life Insurers
Auteurs : Alex Huynh ; Aaron Bruhn ; Bridget BrowneSource :
- Risk Management and Insurance Review [ 1098-1616 ] ; 2013.
Abstract
Catastrophic mortality events are characterized by a sudden and concentrated increase in mortality and as such present a major risk to life insurers. Such events include pandemics, war, natural disasters, terrorist attacks, and industrial, transport, and other accidents. Of these, pandemics arising from influenza are considered the most significant threat to the life insurance industry due to their capacity to cause a major increase in claims. We review the features and mortality implications of an influenza pandemic for life insurers, and describe a range of other risks that are likely to emerge as well.
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DOI: 10.1111/rmir.12011
PubMed: NONE
PubMed Central: 7169237
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<author><name sortKey="Bruhn, Aaron" sort="Bruhn, Aaron" uniqKey="Bruhn A" first="Aaron" last="Bruhn">Aaron Bruhn</name>
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<author><name sortKey="Browne, Bridget" sort="Browne, Bridget" uniqKey="Browne B" first="Bridget" last="Browne">Bridget Browne</name>
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<p>Catastrophic mortality events are characterized by a sudden and concentrated increase in mortality and as such present a major risk to life insurers. Such events include pandemics, war, natural disasters, terrorist attacks, and industrial, transport, and other accidents. Of these, pandemics arising from influenza are considered the most significant threat to the life insurance industry due to their capacity to cause a major increase in claims. We review the features and mortality implications of an influenza pandemic for life insurers, and describe a range of other risks that are likely to emerge as well.</p>
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<volume>16</volume>
<issue>2</issue>
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<fpage>233</fpage>
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<permissions><pmc-comment> © 2013 The American Risk and Insurance Association </pmc-comment>
<copyright-statement content-type="article-copyright">© <italic>Risk Management and Insurance Review</italic>
, 2013</copyright-statement>
<license><license-p>This article is being made freely available through PubMed Central as part of the COVID-19 public health emergency response. It can be used for unrestricted research re-use and analysis in any form or by any means with acknowledgement of the original source, for the duration of the public health emergency.</license-p>
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<abstract><title>Abstract</title>
<p>Catastrophic mortality events are characterized by a sudden and concentrated increase in mortality and as such present a major risk to life insurers. Such events include pandemics, war, natural disasters, terrorist attacks, and industrial, transport, and other accidents. Of these, pandemics arising from influenza are considered the most significant threat to the life insurance industry due to their capacity to cause a major increase in claims. We review the features and mortality implications of an influenza pandemic for life insurers, and describe a range of other risks that are likely to emerge as well.</p>
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<notes><fn-group><fn id="rmir12011-note-0029"><p>This article was subject to double‐blind peer review.</p>
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